With interest rates likely to increase soon, I thought I wouldshare aBoston Globe article about how upcoming changes may affect home buyers.Written by Paul Anastos, a frequent national mortgage speaker and an authority on residential home loans, the article explains how the Federal Reserve works in regards to keeping the nation's financial system safe.Home loan rates tend to stay in step with Treasury Bond rates. These bonds serve as a way of funding government operations by providing a way for the nation to borrow money.The Federal Reserve's Open Market Committeeregularly reviews the market to make decisions about interest rates, securities, and other conditions that may affect interest rates and how easy (or not) it is to get home loan financing.As Anastos explains, a shift in interest rates might be felt eithernegatively or positively depending on what it is you're looking to accomplish:
High interest rates make borrowing more expensive, so you end up paying more for home and car loans. On the other hand, your savings and money market accounts will earn higher interest. When interest rates are kept low, the opposite occurs. People earn lower interest on savings, but they can more easily borrow money.
If your goal is to buy a home soon, you may want to consider his advice to speak with a local lending officer to lock in a rate while they are still low.Read the Boston Globe's How Fed Rate Changes Affect Home Buyers.Are you thinking about where to livein Boston?If you have questions about buying or selling homes in the Boston real estate market, please call me at
617-584-9790, orsend me an email via the linkbelow. 
Boston Real Estate Headlines:
- Bostons Luxury Housing Boom Slows Down
- Condo Hits Heights on Beacon Hill
- A Hot Summer for Home Sales Has Continued into Fall
- Marine Wharf Hotel to Check in to the Southie Waterfront
Featured Boston Real Estate:
- 31 High Street, Charlestown $2,750,000
- 32 Derne Street, #3C, Beacon Hill $2,495,000
- 130 Appleton Street #3H, South End $965,000
#BostonCondos #BostonRealEstateAtelier 505 in Boston's South End was the neighborhood's first full service luxury condo building when it opened in 2003. Its convenience is hard to beat, with itsfirst floor shops, restaurants, and local theater at sidewalklevel, as well as its close proximity to cafes, art galleries, and Back Bay Station.The building features full-time concierge and doorstaff, fully outfitted fitness center, underground parking, a common patio, and a lovely library with caterer's kitchen available for functions.Boston'sSouth End is a charmingand vibrant tree-lined neighborhood with historic brownstone homes, a variety of parks (including an enclosed dog park within Peter's Park), and manyone-of-a-kind shops.Here's an example of a 1+ bed, 1.5 bath condo for sale at Atelier 505. This duplex features a 2-story entrance foyer, oversized floor to ceiling windows, and panoramic views of the Back Bay skyline. The sun-filled living room with Afzelia Doussie floors overlooks a large private terrace for entertaining. The SieMatic kitchen has aSubzero refrigerator and high-end appliances. There's a luxurious en suite Botticino marble master bath, enormous walk-in closet, and a bonus utility room/study. Offering includes 1 deeded garage space (self-park or valet).See more details and photos for 
#BostonOpenHouses#BostonRealEstateI hope you had a warm and happy Thanksgiving holiday!Are you searchingfora Boston condo or single family home?Here are the Boston open houses scheduled forSaturday & Sunday, December 3& 4,in the downtown Boston neighborhoodsand beyond.To see the locations and times, click the neighborhood links ofinterest to you. If youd like tolook beyond Boston, click the Search for other neighborhoods and towns link.Inventory of Boston condos and homes for sale is still historically low, and that can often causenew listings to gounderagreement quickly. If youreserious about buying, get toopenhouses as soon as those properties come on the market.If you can,go withanexperienced broker (that would be me25 years). That is,someone who canexpertly advise you, prepare and present anoffer for you, negotiate in your interests, and guideyour transaction throughthe various potential pitfallsthat can derail a Boston real estate deal. If you cant have me attend with you, please write my name in with yours on the sign-in sheet.In my 25 years in the Boston real estate market, I havehelpedhundreds of people buy and sell Boston condos and homes. If you need assistance, call me.
#BostonCondos #BackBayCondosHere's a "New Construction" Back Bay 3 bed condo overlooking the Charles River. This parlor level duplex has direct elevator access to both floors. An all glass modern interior stairwell connects both floors where there is a large kitchen/great room with a huge deck overlooking the river.The large front facing living room has beautiful south-facing bay windows with an abundance of sunlight, a center dining area, and powder room. The ceiling height is magnificent. The master suite has a huge walk-in closet area and luxurious master bath. There is direct access to tandem garage parking. This project will be completed early Spring of 2017. Samples of the finishes are available to show.See more details and photos for 
#BostonCondos #BostonRealEstateThis Boston Seaport 1 bed condo is in one of the original live/work loft buildings in the Seaport/South Boston neighborhood. It has an open floor plan with 11' ceilings, a bedroom alcove, and a custom kitchen andbath. The spacious kitchen is 2 years new, with white lacquer cabinets, Caesarstone counter tops, gas cooking, beverage center, glass backsplash, "pot filler," Electrolux appliances, and excellent storage space. The custom bath has awalk in shower stall.There is also a side-by-side washer/dryer room.Many cool industrial details include concrete mushroom columns, cast concrete ceilings, and concrete floors. The Massport windows offer excellent sound insulation. There is indoor tandem garage parking for 1 car.This building has a common roof deck. This home's location is convenient to the 
Looking for some good reads for the holiday season? If you'd like to explore the ever-evolving organic species known as the city, Curbed Boston has published an intriguing new book list. I find that the holiday season can be a perfect time for settling in with a good book, and this list looks inviting!While Curbed's "101 Books About Where and How We Live"has many classics on the subject of urban environments, it offers plenty of new works witha vastarray of city-related topics. These include architecture, city and subway photography, city planning, city dwelling, travel, global economy, creativity, race, baseball, politics, living alone, water scarcity, walkability, infrastructure, eviction, city wildlife (think pigeons, rodents, and snails), among many others.The span of cities explored in the list is equally broad, with books about Auschwitz, Paris, Detroit, New Orleans, Cairo, New York City, Los Angeles, San Francisco, Berlin, Shanghai, Boston, Flint, Seattle, London, Miami, and more. The list evenincludes a graphic novel by Chris Ware set in Chicago.Here'sCurbed Boston's 
#BostonRedevelopment #BostonRealEstateBoston's new master plan for development is designed with a year 2050 citywide population of 800,000 residents in mind, according to a Boston Globe article."Imagine Boston 2030," as the plan is called, sees new neighborhoods coming to life in the outer reaches of the city over the next decade. Boston Mayor Marty J. Walsh also envisions a more updated way of life for the city:
#BostonCondos #BostonHomesIn the heart of Midtown Boston is one ofthe best-of-the-best luxury condominium complexes in the city.The 