If youre a medical student who is graduating medical school in May and beginning your residency in June/July, youll want probably to get settled in somewhere around June 1st.
While your new job may have a substantial salary, your debt-to-income ratio may be a bit high and you may think you downt have a sufficient down-payment. Plus, you may not be starting your job for 60 days or so. You probably want to get into your new home with low or no money down, and also to keep your payments low. There are mortgage programs especially for doctors, medical students, and residents prior to starting a new job.
I have the lenders for you to speak with for these special doctor's or physician's mortgages; they have successfully helped many of my medical clients. There are several different programs. Each one will have specific features and benefits.
I am a 29+ year Realtor serving the Medical areas of Boston. As a certified DRS-Agent, Im a vetted agent who will provide you with the very highest level of experienced service. Using a certified DRS-Agent, approved by the AMA, AOA, AMSA, and SOMA, is the quickest, easiest way to find a trusted professional real estate agent for the purchase or sale of your home. Ill help get you oriented to the city, neighborhoods, and Bostons real estate buying process.
I am also an Accredited Buyer Agent a trained professional REALTOR who has earned the Accredited Buyers Representative (ABR) designation from the National Association of Realtors (NAR). I know the neighborhoods around and accessible to the medical facilities and can help you manage the intricacies of searching for and visiting appropriate properties. I will help you manage your transaction to a successful conclusion with as little stress as possible and as little drain upon your time as possible.
Heres a bit about real estate transaction basics. But remember, Im here to help through each step!
Heres more about special mortgage programs for residents, doctors, and medical students.
Please reach out to me with any questions you may have at 617-584-9790 or joe.wolvek@gibson.sir.com. The sooner we can started and get you situated, the more time youll have to focus on your new life and work here in Boston!
And congratulations! I love Boston, and I know you will, too.
